BankCardLaw - About BCL

About BCL

The History

Bank Card Law is the product of a long-term commitment by The Law Office of Anthony L. Ogden based in Valencia, California. The Law Office of Anthony L. Ogden began providing legal services to the merchant bankcard community in 1994. The office committed itself to forging relationships with Banks, Independent Sales Organizations (ISO), Member Service Providers (MSP), Processors, and Security and Risk Personnel to resolve merchant account problems and restore vital merchant accounts. Over time, Ogden observed that many businesses were losing their merchant accounts for largely preventable reasons. Bank Card Law was formed in the year 2000 to accommodate the rapidly growing demand for legal services and consultation in the merchant bankcard industry. Renewed focus is placed on providing services, which strengthen merchant accounts through resourceful merchant representation, consultation, and education. The goal is to prevent merchant account losses and provide industry-wide winning solutions.

The Principal

Anthony L. Ogden, an Attorney duly licensed in California & Texas (Inactive), administers Bank Card Law. He is a 1991 graduate of the prestigious Georgetown University Law Center. His practice has concentrated in the area of business transactions since 1994 and includes substantial credit card banking issues. He has completed postgraduate educational training in the credit card banking field. He engages in ongoing research of bankcard issues ranging from legal, rule-driven, and trade practice concerns - to the constantly changing demands of merchant security & risk management. He has authored numerous articles on subjects pertaining to the dynamics of merchant accounts and the bankcard acquiring industry in general. Ogden has been instrumental in clarifying a variety of merchant account issues, has cooperatively negotiated prudent reinstatement of terminated merchant accounts and arranged the return of considerable reserve account funds. Ogden has long-asserted the merits of improved cooperation within the bankcard industry and remains a resolute advocate. He continues to probe for pathways to connect the diverse components of the bankcard industry for the prosperity of legitimate enterprise and the deterrence of illegitimate & fraudulent detractors.

The Concept & The Mission

The merchant level is a pivotal, grass roots point of contact for all entities in the bankcard community. A transaction initiated at the merchant level is a common thread that connects the issuer, the cardholder, the acquirer, the card associations, the processor, the payment gateway, and yes, the unsavory criminal. Bank Card Law endeavors to exert a profoundly positive influence on the credit card acquiring industry by strengthening merchant accounts. The bankcardlaw.com website, articles, forthcoming publications and Bank Card Law advocacy are designed to be integrated resources for merchant education, industry cooperation and fraud limitation.

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